What is My Euroins Health Insurance for corporate clients?
You invest in the most valuable resource - the health of your employees, and We reimburse their medical expenses related to services and health products in the conditions of Out-of-Hospital and Hospital medical care, as a result of illness or accident.
With MyEuroins Health PLUS for corporate clients you receive additional coverage for diagnosis and treatment of oncological and serious diseases abroad. Coverage under the terms of My Euroins Health PLUS for corporate clients is intended for persons up to 64 years of age.
Why choose Euroins for My Euroins Health Insurance for corporate clients?
- Modern social program
- Unlimited access to online consultations (virtual doctor)
- Prophylactic screening
- Option for additional coverage Prevention
- Diagnosis of oncological and other serious diseases abroad
- Individual approach and service to each client
- Option for additional coverage for treatment abroad of oncological and other serious diseases
- Option for additional coverage for psychological assistance in case of accident and serious illnesses
- Access to personal health record MyEuroinsHealth
What does My Euroins Health Insurance cover for businesses?
You can choose My Euroins Health insurance for corporate clients or upgrade your coverage with My Euroins Health Plus insurance for corporate clients.
My Euroins Health
- Optional Preventive Care coverage
- Online medical consultation
- Outpatient medical care
- Inpatient medical care
- Reimbursement of expenses for health-related goods
- Reimbursement of expenses for healthcare services without prior referral from Euroins – 50% co-insurance applies
My Euroins Health Plus
- All coverages from My Euroins Health + Additional insurance coverage MediCare:
- Treatment abroad for malignant neoplasms, coronary artery bypass surgery, heart valve replacement, neurosurgery, organ and bone marrow transplantation, cancer screening, and a second medical opinion, with an annual limit of EUR 1,000,000 and a lifetime limit of EUR 2,000,000
- Lump-sum benefit of EUR 10,000 in the event of refusal of treatment abroad, or EUR 1,000 for pre-invasive cancer
- Genetic testing abroad following a cancer diagnosis
- Second medical opinion – MediGuide, available via the toll-free number 00800-120-1131
How to use the cover:
Subscription service
You are visiting a medical facility with which Euroins has a contract, and the costs for the health services used are paid by us directly to the medical facility. The services are used only on a subscription basis and only after specifying with the Euroins Call Center.
Reimbursement of costs for healthcare goods and services
- For prescribed medications in outpatient care, team selection, a private room (a room with improved living conditions) or medical supplies (implants) in hospital care, pay the costs yourself.
- Get complete medical documentation and an invoice with a receipt for the relevant health goods.
- File a claim for reimbursement of expenses:
- Through the My Euroins Health platform
- Or at an Euroins office: fill out in person on paper a Request for reimbursement of expenses according to the Insurer's template, attach the required documents in original and send to the address Sofia 1592, 43 Hristofor Kolumb Blvd., "Liquidation of damages - health insurance" department
- By sending the request and documents by courier, for which you must pay the courier costs.
If, despite the requirement to make an appointment through our Call Center, you visit a medical facility of your choice (including trusted medical facilities), you must pay the costs of the healthcare services used yourself. When claiming reimbursement, we will reimburse up to 50% of the cost of the paid services, but not more than 50% of the usual costs, for a risk covered under the policy.
Online medical consultation
Euroins provides you with the opportunity for a quick and easy online consultation with a doctor. The online consultation is not a medical examination, but provides the opportunity for a second medical opinion, consultation on documents and receiving advice in some situations.
- Contact the Euroins Call Center (0700 17 241) and explain your condition. The Call Center can refer you to an online consultation with a doctor.
- During the consultation, you can share symptoms and complaints, laboratory results, photos.
- The doctor can assess whether it is necessary to refer you to a medical facility.
- If you need to visit a medical facility, call the Call Center (0700 17 241) to make an appointment.
- If you have been prescribed medication, after purchasing it, file a claim online through your personal health record MyEuroins Health.
Where is My Euroins Health Insurance valid for corporate clients?
My Euroins Health for corporate clients – valid within the territory of the Republic of Bulgaria.
My Euroins Health Plus for corporate clients – valid within the territory of the Republic of Bulgaria and the European Union (excluding Switzerland and Turkey).
Terms and Conditions of My Euroins Health Insurance for corporate clients
What is the duration of the Insurance cover?
My Euroins Health Insurance for corporate clients is taken out for a period of one year.
When treatment is arranged and the related expenses are paid for treatment provided at a hospital within Europe, a waiting period applies:
- 90 days for group policies covering more than 10 persons
- 180 days for individual and family policies.
If, before or during the waiting period, the Insured is in remission or has been diagnosed with a critical illness, the reinsurer will decline coverage and refund the premium paid for that person.
What are the liability limits?
Outpatient medical care – EUR 2,550 (BGN 4,987.37)
Inpatient medical care – EUR 13,000 (BGN 25,425.79)
Reimbursement of expenses for health-related goods – EUR 200 (BGN 391.17)
Complex diagnosis of a critical illness – 3,500 BGN (1,789.52 EUR)
Online medical consultation – unlimited
Treatment abroad for malignant neoplasms, coronary artery bypass surgery, heart valve replacement, neurosurgery, organ and bone marrow transplantation, cancer screening, and a second medical opinion – annual limit of EUR 1,000,000 and lifetime limit of EUR 2,000,000
Where can I take out My Euroins Health and My Euroins Health Plus for corporate clients?
You can find information about the premium and take out an insurance policy for My Euroins Health and My Euroins Health Plus for corporate clients at any Euroins office, by email at contact@euroins.com, or by calling 0700 17 241.
Where can I pay for My Euroins Health and My Euroins Health Plus for corporate clients?
You can pay for My Euroins Health and My Euroins Health Plus for corporate clients, including any installment under the policy, at any Euroins office, through our partner network, by bank transfer, or online at www.euroins.bg.
When does the insurance coverage take effect?
The insurance coverage takes effect after the insurance premium has been paid.
Terms used:
- Hospital medical care - a complex of medical activities and services that are provided to patients in hospital settings.
- Outpatient medical care - all medical services that are provided to patients outside of hospitals.
Frequently asked questions
How do I make a doctors appointment ?
How do I use online medical consultation?
Do you cover emergency medical care?
If you need emergency help, call 112 or visit the nearest emergency center.
When does the health insurance "My Euroins Health" and "My Euroins Health Plus" come into effect?
How can I pay the insurance policy premium?
or on-site at any Agency of Euroins Insurance JSC, as well as by bank transfer to the account specified in your insurance policy.
When paying by bank transfer, it is necessary to quote the number of your insurance policy in the payment order.
Where can I buy insurance?
You can also buy insurance at any office of Euroins Insurance JSC, as well as through insurance intermediaries who have a valid contract with the company.
How do I file a claim for reimbursement of healthcare costs?
What should I do in case of hospitalization in a hospital?
What should I do in case of a diagnosis of a critical illness?
What is needed to treat a critical illness abroad?