What is Professional Liability Insurance?
We cover damages caused to third parties in connection with the practice of a specific profession or activity.
Professional Liability Insurance is designed for individuals and self-employed professionals, providing financial protection against claims from clients or third parties arising from errors, omissions, or negligence in the course of professional activities. It is suitable for professionals who are personally responsible for the results of their work and want greater security when carrying out their professional duties.
The insurance is particularly important for professions where actions, advice, or decisions may result in material or non-material damages. The policy protects the insured against financial losses arising from compensation claims, legal proceedings, and other disputes, helping to limit the risk of their personal assets being affected.
Why choose Euroins for Professional liability insurance for individual clients?
- Coverage in line with the minimum required limits;
- Option to choose higher voluntary limits;
- Single or installment payment options.
What does Professional Liability Insurance cover for individual clients?
Liability for material or non-material damages caused to clients, patients, or other persons as a result of errors, omissions, negligence, or improper performance of professional duties, as well as reimbursement of legal costs incurred in connection with court proceedings.
- Reimbursement of costs and compensation for damages caused as a result of your actions or inactions during the validity period of the policy.
Who can be insured?
-
Medical staff;
-
Notaries;
-
Lawyers;
-
Private bailiff;
-
Trustee;
-
Persons exercising a profession or activity not specified above - mountain guides, veterinarians and others.
Where is Professional Liability Insurance valid for individual clients?
On the territory of the Republic of Bulgaria.
Terms and Conditions of Professional Liability Insurance for individual clients
What is the duration of the Insurance cover?
For a period of 1 year.
What are the limits of liability?
Liability limits are determined based on the profession or activity in connection with which the insurance is concluded.
Where can I take out Professional Liability Insurance for individual clients?
You can take out Professional Liability Insurance at any Euroins office or through our partner insurance intermediaries.
Where can I pay for Professional Liability Insurance for individual clients?
You can pay for Professional Liability Insurance for individual clients, including any installment under the policy, at any Euroins office, through our partner network, by bank transfer, or online at www.euroins.bg.
Necessary documents for taking out insurance:
- Questionnaire
- List of insured persons - when insuring a group of persons
- Other documents - additional documents requested in connection with the issuance of a policy or an addendum to it (including licenses, a copy of registration coupons)
Documents
- Общи условия - Професионална отговорност
- Въпросник-предложение Професионална отговорност на медицински персонал - индивидуална полица
- Въпросник-предложение Професионална отговорност на синдик
- Въпросник-предложение професионална отговорност на адвокати
- Въпросник-предложение Професионална отговорност на нотариуси
- Въпросник-предложение професионална отговорност на планински водач.
- Въпросник - предложение "ПРОФЕСИОНАЛНА ОТГОВОРНОСТ НА ВЕТЕРИНАРНИ ЛЕКАРИ"
- Информационен документ - "ПРОФЕСИОНАЛНА ОТГОВОРНОСТ НА НОТАРИУСИ"
- Информационен документ - "ПРОФЕСИОНАЛНА ОТГОВОРНОСТ НА ФИЗИЧЕСКО И ЮРИДИЧЕСКО ЛИЦЕ"
Frequently asked questions
Where can I take out Professional liability insurance for individual clients?
Motor third-party liability insurance and travel insurance can also be purchased online on the company’s website at euroins.bg or through the MyEuroins portal.
How can I pay the premium for Professional liability insurance for individual clients?
When paying by bank transfer, you must include your insurance policy number in the payment reference.
When does the insurance contract for Professional liability insurance for individual clients come into effect?