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![Insurance]( "Euroins Insurance")
- Corporate clients
- Property insurance
- All Risks Related to the Merchant's Property for corporate clients
-
![Insurance]( "Euroins Insurance")
- Corporate clients
- Property insurance
- All Risks Related to the Merchant's Property for corporate clients
All Risks Related to the Merchant's Property for corporate clients
All Risks Related to the Merchant's Property provides comprehensive property protection
for your business. With a single policy, you can protect your company’s assets
against a wide range of unforeseen events and reduce the risk of financial
losses resulting from damage that may affect your production,
commercial, or administrative activities.
Check the status of your insurance policy online here!
What is All Risks Related to the Merchant's Property insurance?
This specialized All Risks Related to the Merchant's Property is designed for corporate clients seeking comprehensive protection. Unlike standard policies, which list specific insured risks, this type of coverage works on the opposite principle: your company’s property is insured against any direct, sudden, and accidental physical loss or damage, except for those specifically listed as exclusions in the General Terms and Conditions of the policy.
This makes it an ideal solution for protecting production facilities, warehouses, commercial premises, office buildings, and the equipment, machinery, and stock located within them.
Why choose Euroins for All Risks Related to the Merchant's Property insurance for corporate clients?
- Everything under one policy: Save time and reduce administrative burden by combining all potential property risks for your company under one comprehensive policy;
- Income protection: Cover not only physical damage but also loss of income resulting from business interruption;
- Individual risk assessment;
- Wide range of applications;
- Flexible coverage limits.
What does All Risks Related to the Merchant's Property insurance cover for businesses?
Basic coverage
The coverage is structured to compensate both direct material losses and the associated financial impact on your business. For maximum clarity and flexibility, the insurance is divided into mandatory Basic Coverage and optional Additional Coverage (Clauses).
Material losses or damages
- Loss, destruction or damage to the insured property is covered.
Additional coverage
For better coverage extend your insurance with one or more additional risks.
Each additional cover is selected only in combination with the main one.
Indirect losses - business interruption
Loss of gross profit due to business interruption as a result of a covered risk.
Machinery breakdown
Any sudden and unforeseen loss or damage to machinery.
Where is All Risks Related to the Merchant's Property insurance valid for corporate clients?
At the address of the insured property on the territory of the Republic of Bulgaria.
Terms and Conditions of All Risks Related to the Merchant's Property insurance for corporate clients
For what period is All Risks Related to the Merchant's Property insurance taken out for corporate clients?
The policy is taken out for a standard period of 1 (one) year, providing comprehensive coverage throughout the financial year.
How is the sum insured determined under All Risks Related to the Merchant's Property insurance?
The sum insured (liability limit) is determined based on the actual value or replacement value of your buildings, machinery, and stock declared at the time the policy is taken out.
Where can I take out All Risks Insurance for All Risks Related to the Merchant's Property insurance for corporate clients?
You can obtain information about the premium and take out an All Risks Related to the Merchant's Property insurance policy for corporate clients at any Euroins office or through our partner insurance intermediaries.
How is the premium paid for All Risks Related to the Merchant's Property insurance for corporate clients?
The insurance premium can be paid in a single payment or in installments. Payment can be made conveniently online at www.euroins.bg, by bank transfer (quoting the policy number), or at any Euroins office.
Necessary documents for taking out insurance:
- Questionnaire
- Inventory of the insured property (if one has been drawn up)
- Other documents – additional documents requested in connection with the issuance of a policy or an addendum to it
Frequently asked questions
What is the difference between the “All risks” insurance and separate corporate insurance policies?
The “All risks” insurance is much more comprehensive because it reverses this logic – it combines multiple types of coverage into a single contract and automatically covers any sudden and unforeseen material damage, as long as it is not included in the list of exclusions under the General Terms and Conditions. This provides the trader with maximum peace of mind, without the need to manage multiple different policies.
Where can I take out the “All risks related to the trader’s property” insurance for corporate clients?
When does the insurance contract under this policy take effect?
What should I do in the event of an insurance claim under the “All risks related to the trader’s property” insurance?
What does the “All risks related to the trader’s property” insurance NOT cover for corporate clients?
Can leased property or third-party goods be insured under the “All risks related to the trader’s property” insurance?
Other insurances suitable for you
Мandatory insurance for every motor vehicle registered in the Republic of Bulgaria
Reimbursment of expenses and benefits related to household, occupational accident and general illness.
We cover material damage (accidents) to the insured property
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