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A Choice For Your Home

 Why Euroins? 
  • You choose the risks and limits
  • Inventory of movable property 
  • Online filing and liquidation of damages up to BGN 500 amount of damage

What is this insurance?


Insure your home, furniture and household appliances, choosing risks and liability limits yourself.

 What does the insurance cover?

 Basic
coverage


Reimbursement of the costs of material damages that occur as a result of a covered risk.

Clause
Fire

  • fire, including directly caused by a short circuit; 
  • direct lightning strike; 
  • explosion and implosion; 
  • impact, fall of a manned aircraft body, its parts or cargo.



Additional covers


For better coverage extend your insurance with one or more additional Clauses.

Each additional cover is selected only in combination with the main one.

 

Clause
Natural disasters and other risks

  • storm, hail, torrential rain, flood; 
  • impact or weight damage from natural accumulation of snow and/or ice;
  • frostbite (freeze);
  • landslide or collapse of earth layers;
  • damage from the action of groundwater or sea waves;
  • water leakage; 
  • damage from impact of a road vehicle or animal.

 

Clause
Theft

  • Theft burglary; 
  • Тechnical theft.

 

Clause
Robbery

  • Robbery illegal appropriation of insured movable property by third parties.
Clause
Malicious actions of third parties

  • vandalism, detonation or arson.
Clause
Glass breakage

  • accidental glass breakage.
Clause
Short circuit or electric shock

  • short circuit and electric shock; 
  • induction by electric current in the transmission network.

 

Clause
Earthquake

  • damages caused by an earthquake.
Clause
Civil liability to third parties

  • damages caused to third parties arising from the insured property.
Clause
Expedient expenditure required

  • the costs incurred by the insured to reduce damages as a result of an insured event.

Where does the insurance apply

At the address of the insured property on the territory of the Republic of Bulgaria.

Insurance conditions 

What is the duration of the Insurance cover?

For a period of one year.

What is the sum insured?

 It is determined based on the actual or replacement value of the property

 Necessary documents for taking out insurance: 
  • Questionnaire
  • Inventory of the insured property (if one has been drawn up)
  • Other documents – additional documents requested by the insurer in connection with the issuance of a policy or an addendum to it

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