-
![Insurance]( "Euroins Insurance")
- Individual clients
- Property Insurances
- A Choice For Your Home
-
![Insurance]( "Euroins Insurance")
- Individual clients
- Property Insurances
- A Choice For Your Home
A Choice For Your Home
The "Choice For Your Home" insurance allows you to select predefined packages of risks with specific limits,
providing protection for your home.
What is this insurance?
Insure your home, furniture and household appliances, choosing risks and liability limits yourself.
Why should i get "Choice For Your Home" insurance in Euroins?
- Greater flexibility in selecting coverages and limits, allowing you to customize the insurance to your individual needs.
- Option to expand coverage with additional clauses that complement the main coverage.
- Inventory of movable property.
- Online reporting and settlement of damages up to 500 BGN (255.65 EUR).
What does the insurance cover?
Basic coverage
Reimbursement of the costs of material damages that occur as a result of a covered risk.
Clause
Fire
- fire, including directly caused by a short circuit;
- direct lightning strike;
- explosion and implosion;
- impact, fall of a manned aircraft body, its parts or cargo.
Additional covers
For better coverage extend your insurance with one or more additional Clauses.
Each additional cover is selected only in combination with the main one.
Clause
Natural disasters and other risks
- storm, hail, torrential rain, flood;
- impact or weight damage from natural accumulation of snow and/or ice;
- frostbite (freeze);
- landslide or collapse of earth layers;
- damage from the action of groundwater or sea waves;
- water leakage;
- damage from impact of a road vehicle or animal.
Clause
Theft
- Theft burglary;
- Тechnical theft.
Clause
Robbery
- Robbery illegal appropriation of insured movable property by third parties.
Clause
Malicious actions of third parties
- vandalism, detonation or arson.
Clause
Glass breakage
- accidental glass breakage.
Clause
Short circuit or electric shock
- short circuit and electric shock;
- induction by electric current in the transmission network.
Clause
Earthquake
- damages caused by an earthquake.
Clause
Civil liability to third parties
- damages caused to third parties arising from the insured property.
Clause
Expedient expenditure required
- the costs incurred by the insured to reduce damages as a result of an insured event.
Where does the insurance apply
At the address of the insured property on the territory of the Republic of Bulgaria.
Insurance conditions
What is the duration of the Insurance cover?
For a period of one year.
What is the sum insured?
It is determined based on the actual or replacement value of the property
Where can I purchase "Choice For Your Home" insurance?
Information about the price of the "Choice For Your Home" insurance and the process of signing an insurance contract is available at any Euroins office or through insurance intermediaries who are our partners.
Where can I pay for "Choice For Your Home" insurance?
You can pay for the "Choice For Your Home" insurance or an insurance installment at any Euroins office, within our partner network, via bank transfer, or online at www.euroins.bg.
When does the insurance take effect?
The insurance takes effect after the payment of the insurance premium (or the first installment).
Necessary documents for taking out insurance:
- Questionnaire
- Inventory of the insured property (if one has been drawn up)
- Other documents – additional documents requested by the insurer in connection with the issuance of a policy or an addendum to it
FAQ
Is an inventory and a notarial deed required for the property when taking out A Choice For Your Home insurance for individual clients?
For the “My Home” insurance policy, neither a notarial deed nor an inventory is required.
Is an inspection of the insured property required for A Choice For Your Home insurance for individual clients?
Is a deductible applied under the A Choice For Your Home insurance for individual clients?
Depending on the risk circumstances of the property or a competitive offer, a different deductible may be agreed upon, which will be specified in the special conditions of the insurance policy.
How can I pay the premium for A Choice For Your Home insurance for individual clients?
When paying by bank transfer, you must include your insurance policy number in the payment reference.
Where can I take out A Choice For Your Home insurance for individual clients?
Motor third-party liability insurance and travel insurance can also be purchased online on the company’s website at euroins.bg or through the MyEuroins portal.
Other insurances suitable for you
Motor Third Party Liability insurance for every motor vehicle registered in the Republic of Bulgaria
Insure your motor vehicle against total loss or partial damage.
We refund paid sums in case of cancellation of your tourist or business trip.
The insurance is aimed at domestic electricity households in the territory of the ERM Zapad Networks (ЕРМ Запад) and provides insurance coverage for household electrical appliances located at the electricity supply address.
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