What is General Civil Liability Insurance for corporate clients?
General Civil Liability Insurance is a fundamental risk management tool designed for legal entities and sole traders. It covers amounts that the insured is legally obliged to pay as compensation for damages resulting from an insured event occurring within the territory of the Republic of Bulgaria.
Key benefits for businesses include:
- Protection of corporate assets – coverage for compensation arising from bodily injury or death and damage to third-party property;
- Legal protection – coverage of legal proceedings and attorneys’ fees incurred with the insurer’s consent;
- Flexibility tailored to your business – the option to add specific extensions to the coverage according to the needs of your industry;
- Partner confidence – having General Civil Liability Insurance demonstrates professionalism and a responsible approach to clients and third parties.
Why choose Euroins for General Civil Liability insurance for corporate clients?
By choosing Euroins, your business gains the security of working with a leading company with extensive experience in corporate insurance. We understand that every business faces specific risks, which is why we offer solutions tailored to your needs.
- Expert risk assessment – Detailed analysis of your business to determine the most appropriate coverage limits;
- Fast claims processing – Professional assistance when an insured event occurs, helping to minimize disruption and stress for your business;
- Competitive premiums – Flexible pricing based on annual turnover, number of employees, or specific risk factors.
What does General Civil Liability Insurance cover for businesses?
Euroins General Civil Liability Insurance is designed on a modular basis, allowing each business to tailor its protection by combining optional coverage clauses.
Clause
Liability to third parties
You may choose one or more of the following Subclauses:
- Liability to third parties - we cover your liability for damages caused to third parties in connection with your usual business activity.
- Liability of hoteliers and restaurateurs - we cover your liability as a hotelier and/or restaurateur for damages caused to guests, customers and visitors.
- Financial stability of a carrier - we cover your liability as a carrier for damages caused to third parties as a result of carrying out the activity of road transport of passengers and cargo.
Clause
Liability for pollution
We cover your liability for injury and/or damage to third parties arising from accidental pollution.
Clause
Product Liability
We cover your liability for injury and/or damage to third parties caused by a product you manufacture or put into circulation
Where is General Civil Liability Insurance valid for corporate clients?
On the territory of the Republic of Bulgaria, unless otherwise agreed in the policy.
Terms and Conditions of General Civil Liability Insurance for corporate clients
For what period is General Civil Liability Insurance taken out for corporate clients?
The standard policy term for General Civil Liability Insurance is 1 (one) year, unless a different term is agreed in the policy for a specific project or period.
What are the liability limits under General Civil Liability Insurance for corporate clients?
The liability limits are agreed upon and specified in the insurance policy.
Where can I take out General Civil Liability Insurance for corporate clients?
You can take out General Civil Liability Insurance at any Euroins office or through our partner insurance intermediaries.
Where can corporate clients pay for General Civil Liability Insurance?
You can pay for General Civil Liability Insurance for corporate clients, including any installment under the policy, at any Euroins office, through our partner network, by bank transfer, or online at www.euroins.bg.
When does coverage under General Civil Liability Insurance for corporate clients take effect?
Insurance coverage under General Civil Liability Insurance takes effect at 00:00 on the start date specified in the policy, provided that the full premium or the first installment has been paid.
Necessary documents for taking out insurance:
- Questionnaire
- List of insured persons - when insuring a group of persons
- Other documents - additional documents requested in connection with the issuance of a policy or an addendum to it (including licenses, a copy of registration coupons)
Documents
- Инфомационен документ Обща гражданска отговорност към трети лица
- Общи условия Обща гражданска отговорност
- Въпросник-предложение обща гражданска отговорност за клаузи 01_02_03
- Въпросник-предложение обща гражданска отговорност-Клауза 01_Хотелиерска или ресторантьорска дейност
- Въпросник-предложение обща гражданска отговорност - финансова стабилност на превозвач
Frequently asked questions
Who can take out "General Civil Liability" Insurance?
What is NOT covered by "General Civil Liability" insurance?
Where is "General Civil Liability" Insurance valid?
How do you report a claim under "General Civil Liability" Insurance?
How can I take out "General Civil Liability" Insurance?
What are the benefits of "General Civil Liability" insurance with Euroins?