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General Civil Liability

Why Euroins? 
  • Protects your business from unplanned costs related to unintentional damage to third parties
  • Applicable to various economic activities

What is this insurance?


We cover your financial liability to third parties for property and non-property damages caused while carrying out  usual business activity.

What does the insurance cover?


Covers are grouped into the following optional Clauses:

Clause
Liability to third parties

 You may choose one or more of the following Subclauses: 

  • Liability to third parties - we cover your liability for damages caused to third parties in connection with your usual business activity. 
  • Liability of hoteliers and restaurateurs - we cover your liability as a hotelier and/or restaurateur for damages caused to guests, customers and visitors. 
  • Financial stability of a carrier - we cover your liability as a carrier for damages caused to third parties as a result of carrying out the activity of road transport of passengers and cargo.
Clause
Liability for pollution

We cover your liability for injury and/or damage to third parties arising from accidental pollution.

Clause
Product Liability

We cover your liability for injury and/or damage to third parties caused by a product you manufacture or put into circulation




Where does the insurance apply?

 On the territory of the Republic of Bulgaria, unless otherwise agreed in the policy.

Insurance conditions 

What is the duration of the Insurance cover?

For a period of 1 year. 

What are the limits of liability? 

Limits of liability are agreed in the policy.

Necessary documents for taking out insurance: 
  • Questionnaire
  •  List of insured persons - when insuring a group of persons 
  • Other documents - additional documents requested in connection with the issuance of a policy or an addendum to it (including licenses, a copy of registration coupons)

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