What is Motor CASCO insurance?
Insure your motor vehicle against total loss or partial damage. The vehicle must be registered in The Republic of Bulgaria.
The "Motor CASCO insurance" is available for all types of cars, as well as agricultural and construction machinery with Bulgarian registration. It provides the option to choose between different clauses and combine them with additional ones for maximum coverage. The "Motor CASCO insurance" aims to protect the vehicle from multiple risks by compensating for damages and incidents involving the car.
Why should I get CASCO insurance in "Euroins"?
- You choose the method of compensation in case of a claim.
- Renewal of the policy without the need for an inspection.
- Option for a one-time payment or installment payments for the policy.
- Notification of upcoming payments for the policy.
- Option to provide a replacement vehicle.
Get the insurance now and take advantage of the benefits.
What does the insurance cover?
You get to choose from basic and additional coverage, grouped in several Clauses.
Clause
Full CASCO
- Fire explosion or lightning;
- Natural disasters;
- Road accidents and animal damage;
- Vandalism;
- Arson or detonation;
- Theft or robbery of an entire motor vehicle;
- Glass and tires.
Clause
Partial CASCO
- Fire, explosion or lightning;
- Natural disasters;
- Road accidents and animal damage;
- Vandalism.
Clause
Minimal CASCO
- Fire, explosion or lightning;
- Natural disasters.
Additional covers
For better coverage, extend your Casco insurance with one or more additional options.
Additional covers are apllied only in combination with a main cover and for cars and trucks with a maximum weight of up to 3.5 tons.
Clause
Assistance
Two options for use of roadside assistance and other services:
- Silver Card;
- Gold card
Roadside assistance to the Union of Bulgarian Motorists on phone: 146; 02/91146
Clause
Replacement vehicle
- Replacement car's rent is covered for the duration of the damage repairs;
- Replacement vehicle can be used only once for the entire duration of the insurance.
Where does the insurance cover apply?
- All member states of the European Union, including the Republic of Bulgaria;
- Serbia and North Macedonia;
- Turkey and Switzerland.
Insurance conditions
What is the duration of the Insurance cover?
For a period of 1 year.
What is the Sum Insured?
It is determined according to the Insurer's methodology.
Where can I purchase "Motor CASCO Insurance" insurance?
You can find information about the price of "Motor CASCO Insurance" and conclude an insurance contract at any Euroins office or through insurance brokers who are our partners.
Where can I pay for "Motor CASCO Insurance"?
You can make payments for Motor CASCO Insurance and insurance installments at any Euroins office, through our partner network, via bank transfer, and online at www.euroins.bg.
When does the insurance take effect?
After paying the insurance premium (or first installment) and carrying out an inspection of the vehicle.
Inspection is not required only if:
- you insure a factory new motor vehicle that was purchased from an official dealer of the brand in the Republic of Bulgaria;
- there is no interruption in policy renewal of a Casco insurance in EUROINS Insurance JSC.
How are motor vehicle damages compensated?
You choose how the damage to your car will be repaired:
- repair in an official service for cars up to 3 years old;
- repair in our trusted workshop;
- we pay you a compensation based on an assessment from and expert in our claims centre.
Necessary documents for CASCO insurance:
- Copy of invoice - when the vehicle is newly purchased
- A copy of the registration certificate
- Copy of Additional Instaled equiptment invoice(if required)
Terms used:
Road accident - Road traffic accident
FAQ
When is an inspection mandatory for motor CASCO insurance for individual clients?
- Brand new vehicles;
- Renewal without interruption of a motor casco insurance policy with Euroins AD.
In all other cases, the inspection is mandatory.
Who is motor CASCO insurance for individual clients suitable for?
How can I take out motor CASCO insurance for individual clients?
Where can I file a claim under a motor CASCO insurance policy for individual clients?
Where can a vehicle inspection be carried out for motor CASCO insurance for individual clients?
How can I use the “Replacement Car” service under a motor CASCO insurance policy for individual clients?
I sold my car. Do I need to notify you if I have a motor CASCO insurance policy for individual clients? And what about the buyer?
Within what period can I file a claim under a motor CASCO insurance policy for individual clients?
For example, in the case of "Fire," "Theft," or a claim abroad under a motor CASCO insurance policy, you must notify us immediately, as well as the relevant authorities.
You can find more information in the "Claims" section.
Within what period will an insurance indemnity be paid under a motor CASCO insurance policy for individual clients?
What should I do in the event of a claim under a motor CASCO insurance policy for individual clients? Who should I notify and how?
Information about the required actions and deadlines for filing claims under different types of insurance can be found in the "Claims" section.
When does a motor CASCO insurance policy for individual clients come into effect?
For motor CASCO insurance, the policy becomes effective after the vehicle inspection has been carried out and the GPS installed, in cases where it is required.