What is this insurance?
Insure your property used for commercial, production or administrative activities.
What does the insurance cover?
Basic coverage
Reimbusement of the costs of material damages that occurred as a result of a covered risk.
Clause
Fire
- fire, including directly caused by a short circuit;
- lightning;
- explosion and implosion;
- impact, fall of a manned aircraft body, its parts or cargo.
Additional covers
For better coverage we recommed that you extend your coverage with one or more additional Covers.
Each additional cover is selected only in combination with the main one.
Clause
Natural disasters and other risks
- storm, hail, heavy rain, flood;
- impact or weight damage from natural accumulation of snow and/or ice;
- frostbite (freeze);
- landslide or collapse of earth layers;
- damage from the action of groundwater or sea waves;
- water leakage;
- damage from impact of a road vehicle or animal.
Clause
Theft
- theft burglary;
- theft using technical devices.
Clause
Robbery
- robbery illegal appropriation of insured movable property by third parties.
Clause
Malicious actions of third parties
- vandalism, detonation or arson.
Clause
Glass breaking
- accidental glass breakage.
Clause
Short circuit or electric shock
- short circuit and electric shock;
- induction by electric current in the transmission network.
Clause
Earthquake
- damages caused by an earthquake.
Clause
Civil liability to third parties
- damages caused to third parties arising from the insured property.
Clause
Expedient expenditure required
- the costs incurred by the insured to reduce damages as a result of an insured event.
Machinery breakdown
Additional insurance
Any sudden and unforeseen loss or damage to machinery is covered.
Where does the insurance apply?
At the address of the insured property on the territory of the Republic of Bulgaria.
Insurance conditions
What is the duration of the Insurance cover?
For a period of one year.
What is the sum insured?
It is determined based on the actual or replacement value of the property.
Necessary documents for taking out insurance:
- Questionnaire
- Inventory of the insured property (if one has been drawn up)
- Other documents – additional documents requested by the insurer in connection with the issuance of a policy or an addendum to it
Documents
Често задавани въпроси
Where can I buy insurance?
You can also buy insurance at any office of Euroins Insurance JSC, as well as through insurance intermediaries who have a valid contract with the company.
How can I pay the insurance policy premium?
or on-site at any Agency of Euroins Insurance JSC, as well as by bank transfer to the account specified in your insurance policy.
When paying by bank transfer, it is necessary to quote the number of your insurance policy in the payment order.
When does the insurance contract come into force?
In the case of motor CASCO insurance, the policy comes into effect after an inspection of the vehicle and installation of a GPS in cases where it is necessary.