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![Insurance]( "Euroins Insurance")
- Corporate clients
- Property insurance
- Fire and Other Risks for corporate clients
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![Insurance]( "Euroins Insurance")
- Corporate clients
- Property insurance
- Fire and Other Risks for corporate clients
Fire and Other Risks for corporate clients
Fire and Other Risks insurance provides essential
property protection for your company’s assets. Whether you operate a commercial property,
an office building, or need industrial fire insurance for your production facility,
this policy protects your business against significant financial losses resulting from unforeseen property damage.
What is Fire and Other Risks Insurance for corporate clients?
Fire and Other Risks Insurance is a specialized property insurance product designed for corporate clients. It covers material damage to company property, whether owned or leased, including buildings, machinery, equipment, stock, and other business assets.
The main purpose of this policy is to help ensure the continuity of your business operations. In the event of an incident such as fire, natural disaster, or breakdown, the insurance provides compensation for damage to insured property, helping your business recover quickly and minimize disruption.
The insurance is suitable for businesses across all sectors, from small commercial premises to large industrial and production facilities, as well as office and administrative operations.
Why choose Euroins for Fire and Other Risks insurance for corporate clients?
- Modular coverage: you choose which risks to include in your policy;
- Flexible choice of the sum insured;
- Personalized approach and expert assessment;
- Comprehensive protection: option to combine with other insurance products (such as Machinery Breakdown Insurance) to create robust financial protection for your company.
What does Fire and Other Risks Insurance cover for businesses?
Basic coverage
We cover the costs of material damage resulting from an insured risk.
The insurance coverage consists of Basic Coverage, which is mandatory, and Additional Coverage (Clauses), which you can add according to your needs.
Clause
Fire
- fire, including directly caused by a short circuit;
- lightning;
- explosion and implosion;
- impact, fall of a manned aircraft body, its parts or cargo.
Additional covers
For better coverage we recommed that you extend your coverage with one or more additional Covers.
Each additional cover is selected only in combination with the main one.
Clause
Natural disasters and other risks
- storm, hail, heavy rain, flood;
- impact or weight damage from natural accumulation of snow and/or ice;
- frostbite (freeze);
- landslide or collapse of earth layers;
- damage from the action of groundwater or sea waves;
- water leakage;
- damage from impact of a road vehicle or animal.
Clause
Theft
- theft burglary;
- theft using technical devices.
Clause
Robbery
- robbery illegal appropriation of insured movable property by third parties.
Clause
Malicious actions of third parties
- vandalism, detonation or arson.
Clause
Glass breaking
- Accidental breakage of glass, shop windows, or advertising signs.
Clause
Short circuit or electric shock
- short circuit and electric shock;
- induction by electric current in the transmission network.
Clause
Earthquake
- damages caused by an earthquake.
Clause
Civil liability to third parties
- damages caused to third parties arising from the insured property.
Clause
Expedient expenditure required
- the costs incurred by the insured to reduce damages as a result of an insured event.
Machinery breakdown
Where is Fire and Other Risks Insurance valid for corporate clients?
At the address of the insured property on the territory of the Republic of Bulgaria.
Terms and Conditions of Fire and Other Risks Insurance for corporate clients
For what period is Fire and Other Risks Insurance taken out for corporate clients?
The insurance is taken out for a period of one year.
How is the sum insured determined under Fire and Other Risks Insurance?
The sum insured is determined based on the actual value or replacement value of the insured property.
Where can I take out Fire and Other Risks Insurance for corporate clients?
You can take out Fire and Other Risks Insurance at any Euroins office or through our partner insurance intermediaries.
Where can I pay for Fire and Other Risks Insurance for corporate clients?
You can pay for Fire and Other Risks Insurance for corporate clients, including any installment under the policy, at any Euroins office, through our partner network, by bank transfer, or online at www.euroins.bg.
Necessary documents for taking out insurance:
- Questionnaire
- Inventory of the insured property (if one has been drawn up)
- Other documents – additional documents requested by the insurer in connection with the issuance of a policy or an addendum to it
Frequently asked questions
Where can I purchase Fire and Other Risks Insurance for Business Premises for corporate clients?
When does the insurance contract for Fire and Other Risks Insurance for Business Premises (Corporate Clients) come into effect?
How do I submit a claim notification for Fire and Other Risks Insurance for Business Premises (corporate clients)?
After that, you should provide written notification to Euroins within the deadlines specified in the policy’s General Terms and Conditions.
For your convenience, the claim notification can also be submitted entirely online through the company’s website.
Does the “Fire and Other Risks in Business Premises” insurance for corporate clients cover damage from an industrial fire?
Through a specialized questionnaire-based proposal for industrial sites, we carry out a precise risk assessment in order to ensure adequate financial protection for your industrial assets, machinery, and raw materials.
Other insurances suitable for you
You can insure your motor vehicle (MV) registered in Bulgaria against total loss or partial damage.
We provide insurance coverage to the employer for property and non-property damages caused to his employees, occurred during or in connection with their work duties.
We provide you with medical assistance during your repeated trips abroad and reimburse expenses due to lost or stolen luggage, missed flight or extended stay.
We cover material damage (accidents) to the insured property
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