-
![Insurance]( "Euroins Insurance")
- Individual clients
- Car & Vehicle Insurances
- Motor Third Party Liability/ Combined Car Policy
-
![Insurance]( "Euroins Insurance")
- Individual clients
- Car & Vehicle Insurances
- Motor Third Party Liability/ Combined Car Policy
Motor Third Party Liability/ Combined Car Policy
"Motor Third-Party Liability" insurance is mandatory by law for every owner of a motor vehicle
that is registered in the territory of the Republic of Bulgaria and is not immobilized.
Check the validity of your Motor Third-Party Liability insurance here!
What is this insurance?
The mandatory Motor Third-Party Liability (MTPL) insurance for motorists covers the following vehicles: passenger cars, light and heavy commercial vehicles, mopeds and motorcycles, tractors, buses, trailers and semi-trailers, trolleybuses, agricultural, construction, in-plant, wheeled, and tracked machinery.
Why should I get Motor Third-Party Liability (MTPL) insurance in Euroins?
- Legal assistance in case of a road accident
- Driver and Passenger Accident Insurance
- Roadside Assistance
- Notification of upcoming installment
- Pay annualy or by installments
Purchase "Motor Third-Party Liability" insurance online through the MyEuroins portal. After successful payment, all documents are immediately received via email and courier.
What does the insurance cover?
- The liability of the driver/owner/keeper of the motor vehicle for damages caused by him to third parties while driving and parking.
Additional voluntary coverages
For better coverage we recommed a Combined Car Policy with one or more of the following options:
Accident Legal Aid Insurance
Provides consultations and the opportunity to use legal services in the case of road accidents with injured persons.
Driver and Passenger Accident Insurance
Provides coverage for all seats in the vehicle, including the driver.
Roadside Assistance Insurance
Ensures the use of roadside assistance in case of road accidents and preventive road accidents.
Where does the insurance cover apply?
The "Green Card" certificate is an international document that is recognized by all member states in the Green Card system. It certifies that the owner has concluded and valid MTPL insurance and covers the liability of the driver of the motor vehicle in a third country in the event that it causes property and/or non-property damage to third parties.
Motor Third Party Liability insurance is valid in Bulgaria and abroad:
- All member states of the European Union, including the Republic of Bulgaria;
- Serbia and North Macedonia;
- Turkey and Switzerland.
Insurance conditions
What is the duration of the Insurance cover?
Motor Third Party Liability insurance is valid for a period of 1 year from the date and time of the start of the policy.
The conclusion of the insurance for a shorter period, but not less than 30 days, is permissible only in the cases provided for in the Insurance Code.
Check the validity of your Euroins policy here.
What is the liability limit?
The amounts are advertised according to Art. 492 of the Insurance Code - 6,450,000 EUR for each event for non-property and property damage as a result of bodily injury or death.
Up to 1,350,000 EUR for each property damage event.
Where can you buy MTPL insurance?
Motor Third Party Liability insurance can be taken out at any Euroins office, online or through insurance intermediaries who are our partners.
Where can I pay for "Motor Third-Party Liability" insurance?
You can make payments for Motor Third-Party Liability insurance and its installments at any Euroins office, through our partner network, via bank transfer, and online at www.euroins.bg.
Necessary documents for MTPL insurance:
- Copy of the registration certificate - when the vehicle is registered
- Sales contract or invoice - upon change of ownership or when the motor vehicle is a new import
- Customs declaration (if available)
Necessary actions when changing ownership of a motor vehicle?
The seller and the buyer are obliged to notify the insurer in writing of the transfer within 7 (seven) days in order to be issued the necessary annex.
Frequently asked questions about motor third party liability insurance.
Terms used:
MTPL - Motor Third Party Liability
Road accident - Road traffic accident
FAQ
What happens if an installment for a motor third-party liability insurance is not paid for individual clients?
Is motor third-party liability insurance mandatory for individual clients?
Are there penalties for driving without motor third-party liability insurance for individual clients?
How can I check if I have a valid motor third-party liability insurance for individual clients with Euroins?
How can I cancel a motor third-party liability insurance policy for individual clients?
- Expiration of the period for which it was taken out;
- Total damage to the vehicle, where the cost of repairs exceeds 70% of its actual value;
- Cancellation of the registration of the insured vehicle;
- Change of ownership of the insured vehicle within 7 days from the date of sale.
What should I do if I am involved in a traffic accident abroad and have a valid motor third-party liability insurance policy for individual clients?
Attached to your policy, you will find guidelines on what to do in the event of a claim under the green card. Inform the local authorities and do not sign any document in a foreign language with unclear content.
Where can I take out motor third-party liability insurance for individual clients?
Does motor third-party liability insurance for individual clients apply abroad? What should I do when traveling abroad with a car?
Within what period can I file a claim under a motor third-party liability insurance policy for individual clients?
For example, in the case of "Fire," "Theft," or a claim abroad under a motor casco insurance policy, you must notify us immediately, as well as the relevant authorities.
You can find more information in the "Claims" section.
Within what period will an insurance indemnity be paid under a motor third-party liability insurance policy for individual clients?
What should I do in the event of a claim under a motor third-party liability insurance policy for individual clients? Who should I notify and how?
Information on the required actions and deadlines for filing claims under different types of insurance can be found in the "Claims" section.
I sold my car. Do I need to notify you if I have a motor third-party liability insurance policy for individual clients? And what about the buyer?
Is a sticker issued for motor third-party liability insurance for individual clients?
Find office
Nearest office
Show offices close to meOther insurances suitable for you
Insure your motor vehicle against total loss or partial damage.
You will receive medical assistance during your trip abroad. Insurnce covers costs resulting from lost or stolen luggage, missed flight or extended journey.
Provides coverage for all seats in the vehicle, including the driver
We pay medical expenses for you and your family related to services and reimburse costs for healthcare goods under the conditions of Out-of-Hospital and In-Hospital medical care, as a result of illness or accident.
Свързани статии
16 January 2025
Everything we need to know when registering a vehicle
Vehicle registration is a necessary step for every new owner. Whether you're buying a new or used car, registration with the Traffic Police (KAT), payment of fees, and document submission are...
More
19 December 2024
What to do in case of an insurance event?
In our daily lives, we face various unforeseen circumstances. Insurance acts as a tool to help us overcome these situations without disrupting our lifestyle or financial stability. This article...
More
25 November 2024
Types of Insurance and Their Advantages
Do you want to protect yourself, your family or your business? In this article, we will discuss the main types of insurance in general insurance – car, property, and travel insurance. You will...
More