Traveling During the May Holidays: How to Stay Safe with the Right Insurance

With the arrival of warm weather and the series of holidays, many people set off on trips both within and outside the country. Good spirits, great company, and a dream destination should not be overshadowed by unexpected situations. That’s why insurance—whether property, auto, or medical—is a reliable companion for any trip. In this article, we will look at the main types of insurance for a worry-free holiday.

What types of insurance should you consider?

The May holidays mark the beginning of summer vacations and getaways. Despite the pleasant emotions they bring, no one is fully protected from unexpected events such as accidents and illnesses, flight cancellations, or even a home emergency.

That’s why before every trip, it’s important to insure yourself, your loved ones, and your property—so you don’t leave your long-awaited vacation to chance.

Here are the main types of insurance to consider when planning your trip:

Travel Assistance Abroad – Traveler

This is the type of insurance that has become an essential part of every traveler’s luggage. Commonly known as travel medical insurance, its coverage can be extended according to your individual needs. The Travel Assistance policy primarily covers medical expenses in the event of illness or accident abroad. No matter where in the world you are, just one call to the Assistance company will direct you to the nearest medical facility. Euroins clients can count on 24/7 assistance from the Assistance company in Bulgarian, including chatbot support.

In addition to the basic coverage, the policy can be extended with the following optional benefits:

• theft of luggage;
• loss or delay of baggage;
• flight delay of more than 5 hours;
• dropping a connecting flight;
• shortening or extending the stay abroad.
• compensation for permanent disability or accidental death

The Travel Assistance Abroad - Traveler Insurance is extremely affordable and flexible – it can be purchased for just one day or for an entire year, depending on the length of your stay abroad. Euroins clients have the option to purchase the insurance independently online through the My Euroins portal with just a few clicks.

Trip Cancellation

When we plan a trip in advance, there are real risks that can arise and disrupt our plans. In such cases, Trip Cancellation Insurance provides the necessary protection. It covers expenses for a cancelled trip with paid reservations due to health issues or other valid reasons. The insurer reimburses costs that are non-refundable by the travel agency. Euroins clients can also benefit from additional coverage options such as:

• Trip curtailment
• Trip extension

It is recommended to review the terms and deadlines for purchasing the policy in detail. With Euroins, you can do this entirely online—quickly and conveniently, without the need to visit an office.

Car Insurance

Whether you're traveling within the country or abroad by car, you need to be fully confident that your vehicle is in perfect condition—and that includes having the right insurance. Motor CASCO Insurance provides coverage not only in Bulgaria but also across the European Union and other countries. With CASCO, you can rest easy knowing your vehicle is protected—whether in the case of a road accident, natural disaster, theft, or robbery.

Unlike CASCO, Third-Party Liability Insurance is mandatory for every vehicle. When you purchase this policy, you also receive a Green Card certificate, a required document for traveling outside the country.

We all know how expensive roadside assistance can be. It can ruin your trip and take a toll on your wallet. For greater peace of mind and affordability, Euroins offers additional insurance options that can be bundled with Third-Party Liability, such as Roadside Assistance Insurance. For a minimal premium, you receive immediate support in the event your vehicle needs to be towed due to mechanical failure in Bulgaria—no stress, no extra costs, just fast and reliable help.

Home Insurance While You're Away

Unfortunately, when we travel, our homes are left unattended and exposed to potential risks. Burglaries are especially common when homeowners are away for an extended period. In addition, incidents like flooding, short circuits, and other damages are not uncommon. Such events can lead to significant expenses and unpleasant consequences that could overshadow the memories of your vacation. To ensure your home is protected at all times, choose the property insurance that best suits your needs—so you can travel with peace of mind.

How to Choose the Right Insurance?

To select the most suitable insurance, you first need to determine your specific needs. The insurance market offers a wide range of policies tailored to fit every budget and requirement.

You can research on your own to find the insurance company that best meets your criteria, or you can use the services of an insurance broker to help you choose the best offers.

Be sure to carefully review the general terms and conditions of the policy, as well as any exclusions in the coverage.

Useful Travel Tips for the May Holidays

To make the most of every trip, don't forget the important details:

• If you're traveling by car, make sure it's in full technical and documentational condition.
• Always have a set of necessary medications and documents with you.
• For a smooth trip, check the weather forecast in advance for the region you're visiting.