Frequently Asked Questions
Is an inventory and a notary deed necessary when concluding a property policy?
When taking out property insurances, the insured is not required to provide a notarial deed or document of ownership of the insured movable property, but you will need to provide an inventory.
In the case of "My Home" insurance, the provision of a notarial act and inventory is not required.
In the case of "My Home" insurance, the provision of a notarial act and inventory is not required.
Is an inspection of the insured property necessary?
Unless otherwise agreed, the insurance is concluded without an inspection by the insurer of the property being insured. The insurer reserves the right to inspect the property, if necessary.
Does a deductible apply?
A standard excess of 1.00% of the sum insured applies for the "earthquake" risk.
Depending on the risk circumstances of the site or a competitive offer, a deductible can be agreed, which is recorded in special conditions of the insurance policy.
Depending on the risk circumstances of the site or a competitive offer, a deductible can be agreed, which is recorded in special conditions of the insurance policy.