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Frequently Asked Questions

What damages does ElectroProtection insurance cover?

The insurance covers damage to household electrical appliances, including:

  • household appliances (cookers, washing machines, water heaters, air conditioners, etc.)
  • desktop or laptop computers and peripherals (printers, scanners)
  • audio/video equipment (televisions, speakers, players)

Is an inventory and a notarial deed required for the property when taking out A Choice For Your Home insurance for individual clients?

When taking out property insurance, the insured is not required to provide a notarial deed or proof of ownership for the insured movable property, but you will need to provide an inventory.
For the “My Home” insurance policy, neither a notarial deed nor an inventory is required.

Is an inspection of the insured property required for A Choice For Your Home insurance for individual clients?

Unless otherwise agreed, the insurance is concluded without the insurer carrying out an inspection of the property being insured. The insurer reserves the right to inspect the property if necessary.

Is a deductible applied under the A Choice For Your Home insurance for individual clients?

A standard deductible of 1.00% of the insured sum applies for the “earthquake” risk.
Depending on the risk circumstances of the property or a competitive offer, a different deductible may be agreed upon, which will be specified in the special conditions of the insurance policy.

How can I pay the premium for A Choice For Your Home insurance for individual clients?

You can pay the insurance premium online on the company’s website at euroins.bg or through the MyEuroins portal, in person at any Euroins agency, or by bank transfer to the account indicated in your insurance policy.
When paying by bank transfer, you must include your insurance policy number in the payment reference.

Where can I take out A Choice For Your Home insurance for individual clients?

You can take out the insurance at any Euroins agency, as well as through insurance intermediaries who have an active contract with the company.
Motor third-party liability insurance and travel insurance can also be purchased online on the company’s website at euroins.bg or through the MyEuroins portal.

Where can I take out My Home insurance for individual clients?

You can take out the insurance at any Euroins agency, as well as through insurance intermediaries who have an active contract with the company.
Motor third-party liability insurance and travel insurance can also be purchased online on the company’s website at euroins.bg or through the MyEuroins portal.

How can I pay the premium for My Home insurance for individual clients?

You can pay the insurance premium online on the company’s website at euroins.bg or through the MyEuroins portal, in person at any Euroins agency, or by bank transfer to the account indicated in your insurance policy.
When paying by bank transfer, you must include your insurance policy number in the payment reference.

Is an inventory and a notarial deed required when taking out My Home insurance for individual clients?

When taking out property insurance, the insured is not required to provide a notarial deed or proof of ownership for the insured movable property, but an inventory must be provided.
For the My Home insurance policy, neither a notarial deed nor an inventory is required.

Is an inspection of the insured property required for My Home insurance for individual clients?

Unless otherwise agreed, the insurance is concluded without the insurer conducting an inspection of the property being insured. The insurer reserves the right to inspect the property if necessary.

How long is the ElectroPROTECTION insurance valid for individual clients?

For a period of one day up to one year.

Within what period will an insurance indemnity be paid under the ElectroPROTECTION insurance for individual clients?

The indemnity is paid within 15 working days after all documents required to establish the circumstances of the claim have been submitted.

What damages are covered by the ElectroPROTECTION insurance for individual client

The insurance covers damages to household electrical appliances, including:
  • Household appliances (stoves, washing machines, boilers, air conditioners, etc.)
  • Desktop or portable computers and peripherals (printers, scanners)
  • Audio/video equipment (TVs, speakers, players)

Is an inventory and a notary deed necessary when concluding a property policy?

When taking out property insurances, the insured is not required to provide a notarial deed or document of ownership of the insured movable property, but you will need to provide an inventory.
In the case of "My Home" insurance, the provision of a notarial act and inventory is not required.

Is an inspection of the insured property necessary?

Unless otherwise agreed, the insurance is concluded without an inspection by the insurer of the property being insured. The insurer reserves the right to inspect the property, if necessary.

Does a deductible apply?

A standard excess of 1.00% of the sum insured applies for the "earthquake" risk.
Depending on the risk circumstances of the site or a competitive offer, a deductible can be agreed, which is recorded in special conditions of the insurance policy.

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